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Military retirement pay increase 2026: How much military retirement pay will increase in 2026 as new 2.8% COLA takes effect
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The U.S. military retirement system has three distinct retiree categories: Active Component (20 years service), Reserve Component (20 creditable years, pay begins at age 60), and Disability Retirement (for those found medically unfit regardless of years served) . Each category uses different formulas to calculate pay, though all are based on years of service and basic pay . Within the active component, there are further divisions based on when you joined—Final Pay (pre-1980), High-36 (1980-2018)
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