Budgeting 101 : How to set up a family budget? Start with recording your last 3 months of spending, and find the average of each category. To stick to a budget and make it work for your family it needs to be realistic and in line with your needs and values. Everyone will have different areas they prioritise and be frugal in others. It’s about what works. We have been budgeting and tracking our spending for 16 months now and saved so much money. I use the @coplenty Beginner Budget Spreadsheet use

预算系列之预算编制的5种方法