People get this one SO wrong… You don’t have “bad credit for 7 years” after bankruptcy. 🌶️ The record can stay on your report for up to 7–10 years 🌶️ That does NOT mean your score stays low that whole time 🌶️ Most people start rebuilding immediately 🌶️ It’s very possible to see 600s, even 700s, within 12–24 months Why? Because your debt is gone… and your debt-to-income utilization reset. Talk to a qualified attorney in your state to see what this could look like for you. Not sure where to st
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