Realtor Locks Closing - Search Videos

🔑 Key points about rate locks: • ✅ Protection from market changes: Even if rates rise before you close, you keep the locked-in rate. • ❌ No benefit if rates drop (unless you have a “float-down” option): Without this, you stay with the higher rate. • ⏳ Expiration matters: If your closing takes longer than the lock period, you may need to pay to extend the lock or accept the current market rate. • 💰 Cost: Some lenders charge for longer lock periods or extensions, others include it in closing cos

🔑 Key points about rate locks: • ✅ Protection from market changes: …

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