RMD Calculation Explained
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YouTubeThe Financial Quarterback®
RMD Calculation Explained
Wondering how RMDs are determined? It’s simple: take the balance of your retirement account as of December 31st of the previous year and divide it by your life expectancy factor from the IRS life expectancy table. For example, if your IRA is worth $1 million and your divisor is 27.4, your RMD for the year would be $36,496. Knowing how to ...
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