Just to recap: Your Extra Debit Card is what gives you access to your Spend Power, and the payments made with your Spend Power is what gets reported to the bureaus and contributes towards building …

Apply now for an Extra debit card with no credit check. Start building your credit while paying no interest and racking up debit card points!

While debit cards and credit cards look the same, swipe the same, and sit in the same pocket of your wallet, the way they work is vastly different. The biggest difference between the two is where they …

Credit confidence thanks to a debit card. Extra members who use the product as recommended were more likely to achieve and maintain good credit scores than consumers who demonstrated healthy …

Line of credit provided by Lead Bank. This Card can be used everywhere Debit Mastercard is accepted. Extra is responsible for credit reporting and reports on time and late payments, which may impact a …

Login to our Members Area to set up your Extra Card.

Lost or Stolen Extra Card/PIN: Freeze your card in-app and contact Member Concierge, or Call 833-984-2291 or the number on the back of your card for replacement.

Build credit with debit Your debit card should be working as hard as you. Redeem reward points for cool products in the Extra Rewards Store. Plus, enjoy more perks as an Extra member:

Extra is the first debit card that builds credit and earns debit card points just like a credit card. No interest rates. No credit checks.

Already a Member of Extra? Set up your Extra Card by logging in to our Members Area.