Due to an upgrade to the HMDA Platform that was performed on December 2, 2025, links to APOR related files have changed as previously announced. We have granted an extension before the old …

Jan 25, 2025 · The HMDA was enacted by Congress in 1975 to address concerns over discriminatory lending practices and ensure lenders serve the needs of their communities.

Sep 9, 2024 · Compliance resources and guidance to help industry understand, implement, and comply with the Home Mortgage Disclosure Act (HMDA) / Regulation C.

Dec 8, 2025 · Review the compliance information on the requirements for the Home Mortgage Disclosure Act, or HMDA.

1 12 USC 2801–2810. The HMDA Interagency Examination Procedures cover HMDA data collected in or after 2018, that is, for loans and applications for which final action was taken in or after 2018.

Apr 1, 2025 · HMDA was originally enacted by Congress in 1975 and is implemented by Regulation C, 12 CFR part 1003. The FFIEC has played a central role in implementing HMDA since 1980 and it …

This fact sheet provides an overview of the Home Mortgage Disclosure Act (HMDA) – as outlined by Regulation C – which requires financial institutions to maintain, report, and publicly disclose loan …

Jan 8, 2026 · 2026 HMDA Exemption Threshold On January 7, 2026, the CFPB issued a final rule that adjusted the HMDA exemption threshold from $58 million to $59 million. The adjustment is based on …

Feb 13, 2025 · The Home Mortgage Disclosure Act (HMDA) is a federal law that requires lenders to share information about home loans. Mortgage lenders must gather, maintain and share specific …

Jan 1, 2024 · A Guide to HMDA Reporting: Getting It Right! will assist you in complying with the Home Mortgage Disclosure Act (HMDA) as implemented by the Consumer Financial Protection Bureau’s …