Your successful retirement savings could backfire when Medicare bills arrive. The IRMAA surcharge will trap 8.6 million ...

The Social Security Fairness Act could raise your MAGI and trigger IRMAA in 2026–27. Plan now: manage taxable income, file ...

A spike in income could result in costly IRMAA charges on your Medicare premiums. We ask financial planning experts for ...

When it comes to Medicare, premiums don’t always stop at the standard rate. If your income exceeds certain thresholds, you ...

You may also be able to strategically position your income to avoid the IRMAA surcharge altogether. Utilizing full or partial Roth conversions, life insurance policies that have a cash value, health ...

Medicare costs are projected to rise by their highest amount in years. Here’s what to expect if you’re on Part B or Part D.

For the more than 65 million Americans who depend on Medicare, 2025 will bring noticeable changes to their healthcare bills. The Centers for Medicare & Medicaid Services (CMS) ha ...

Outside the Box Should you appeal your Medicare IRMAA charges? If you have retired or moved to a part-time position, you may qualify to have your Medicare premiums reduced due ...

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For baby boomers, Social Security often represents a central pillar of retirement income. Yet claiming too early — or waiting ...

For instance, if you convert $10,000 from an IRA to a Roth IRA, and that $10,000 is subject to a 12% rate, the federal tax bill is $1,200. If in the future you were expecting a 22% rate on a $10,000 ...

According to Fidelity, a 65-year-old couple can expect to spend an average of $330,000 on health care during retirement, a ...