Matt Richardson is the senior managing editor for the Managing Your Money section for CBSNews.com. He writes and edits content about personal finance ranging from savings to investing to insurance.

In a fluctuating financial environment, there are times when mortgage rates hit historic lows, presenting a golden opportunity for homeowners. One of the most significant financial decisions you can ...

Following a major spike in inflation — the highest it's been in decades — the Federal Reserve last year elected to raise its federal funds rate to its highest point in 23 years in response. That ...

One of the obvious reasons why homeowners consider a refinance is to secure a lower interest rate and lower their monthly payment. However, that's not the only reason folks are looking to refinance ...

Fox Money is a personal finance hub featuring content generated by Credible Operations, Inc. (Credible), which is majority-owned indirectly by Fox Corporation. The Fox Money content is created and ...

Experts say that lower mortgage rates will give more opportunities to homeowners looking to refinance. And we’re already seeing it. Katherine Watt is a CNET Money writer focusing on mortgages, home ...

Joshua Rodriguez is a writer with a passion for helping people understand the impact of their financial decisions (good or bad). His articles on mortgages, home equity loans, credit cards, budgeting, ...

Mortgage rates have finally started to wobble instead of marching relentlessly higher, and that has a lot of homeowners ...

Editorial Note: Forbes Advisor may earn a commission on sales made from partner links on this page, but that doesn't affect our editors' opinions or evaluations. Should you refinance your home? While ...

When mortgage rates plunged to record lows during the second half of 2020, many homeowners rushed to swap their existing loans for new ones. But over the past few months, mortgage refinance demand has ...

After the Federal Reserve raised its benchmark interest rate 0.75 percentage point, concerns over how the action could affect the personal finances of millions of Americans soon surfaced. "Reducing ...

Traditional banks are often hesitant to refinance student loans due to the smaller segment it represents in their overall business and the additional regulations that come with it. Technology startups ...