VantageScore is a credit scoring model that helps lenders make credit decisions when applicants apply for a loan or other ...

Just days after Fannie Mae and Freddie Mac released historical mortgage performance data to help lenders evaluate the ...

Almost exactly eight years ago, President Donald Trump signed legislation that helped create credit scoring competition by way of the Economic Growth, Regulatory Relief and Consumer Protection Act.

VantageScore Solutions reported the results of its annual validation finding that VantageScore 3.0, as well as earlier VantageScore credit scoring models, continue to be effective risk management ...

On September 5, 2025, we published a research paper concluding that VantageScore 4.0 overstated its performance claims. We identified key methodological flaws in VantageScore’s analysis and, after ...