Learn how the coinsurance formula affects your home insurance claim reimbursement, why maintaining 80% coverage is crucial, and see examples to avoid penalties.

With homeowners insurance costs now outpacing both inflation and auto insurance rate increases, more people than ever are shopping for new policies. In fact, according to J.D. Power's 2024 U.S. Home ...

Owning a home in Santa Fe means more than having a place to live—it’s a lifestyle choice steeped in beauty, tradition and high-desert serenity. But whether you’re settling into a historic adobe or ...

Homeowners insurance covers damage to your home and belongings caused by fire, heavy wind and other disasters. Many, or all, of the products featured on this page are from our advertising partners who ...

Understanding these different types of homeowners insurance allows you to choose the policy that best aligns with your specific needs and property type. Consulting with a qualified insurance agent can ...

Fall House Hunt Understanding insurance: Five questions every home buyer should be asking “For most people, their home is their largest asset, yet they do not take the time to fully comprehend what ...

Homeowners insurance is set to get more expensive again in 2026, and the jump will not be random. Insurers are recalculating what it really costs to rebuild your house, how likely it is to be damaged, ...

Owning a home is a significant milestone, offering stability, pride, and the freedom to create your own space. But along with the excitement comes responsibility, and a crucial part of that ...

Owning a home is a significant milestone, offering stability, pride, and the freedom to create your own space. But along with the excitement comes responsibility, and a crucial part of that ...