A short refinance allows you to change your home loan to one that’s less than what you owe on the property and may be more desirable for lenders than going through a foreclosure process. A short ...

In his blog this week, Morgage broker Dennis C. Smith of Stratis Financial in Huntington Beach looks at an alternative to the short sale: the short refinance. An excerpt: Q.: “We are very upside down ...

In his blog this week, mortgage broker Dennis C. Smith of Stratis Financial explains one way you can refinance even if you’re underwater. Q.: “Are there refinance options if I am upside down on my ...

There are several types of mortgage refinance options, including rate-and-term and cash-out refinancing. The most common, rate-and-term, involves replacing your current mortgage with a new loan with a ...

Homeowners, who are slipping on their mortgage payments and unable to change their financial position, may feel like they are in a dead-end spiral and have no option but to walk away or resort to a ...

Mortgage refinancing can help you access more competitive interest rates, lower your monthly payments and help access cash for home improvements. By taking out a new loan with better terms and lower ...

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