An unauthorized hard inquiry on your credit file can have a negative impact on your ability to access the credit you need. These hard inquiries can stay on your credit report for two years, and too ...

A hard inquiry happens when a company checks your credit reports because you have applied for credit. You can dispute hard inquiries you didn’t authorize, but you cannot remove legitimate credit ...

Remove hard inquiries from your Experian credit report in as little as 20 minutes. Boost your FICO score fast by following ...

Gabriela Walsh is a Certified Educator in Personal Finance® and a personal finance editor at Red Ventures. Her previous work experience includes various editorial positions at FinanceBuzz. She ...

Shopping for a mortgage, car loan or student loan? Make sure you know the 45-day rule Written By Written by Contributor, Buy Side Ben Luthi is a contributor to Buy Side and an expert on credit, loans, ...

Have you noticed a hard inquiry from JPMCB on your credit report? If you recently applied for a Chase Bank credit card, it’s likely responsible for the entry on your credit report. While one credit ...

What Is a Hard Inquiry? When you apply for a credit card or a loan, the lender requests your credit report from one or more credit bureaus. The lender then does a deep dive into your report to assess ...

Lindsay VanSomeren is a personal finance writer based out of Kirkland, Washington. Her work has appeared on Business Insider, Credit Karma, LendingTree, and more. Lindsay VanSomeren is a personal ...

A hard credit check can take a few points off your score temporarily, but a soft inquiry doesn't affect it. Many, or all, of the products featured on this page are from our advertising partners who ...

Every time you apply for a loan or credit card, lenders assess your credit history to gauge your financial reliability. However, there are two types of inquiries when it comes to credit. Some can ...