Keeping a credit card for 10+ years can help your credit score, shape your spending habits, and even change rewards over time. Here's what to expect.

There’s no limit to how long you can keep your credit card open. Closing a credit card can decrease the average age of your credit history and increase your credit utilization ratio — both of which ...

Keeping credit cards open as long as possible can boost your credit score in two different ways. Longtime cardholders may get better terms from their credit card issuer. Sometimes it makes sense to ...

There are a lot of upsides to using credit cards even beyond the rewards: Credit cards provide purchase and fraud protection ...

A simple decision that can quietly push up your utilisation ratio, shorten your credit history, and shave points off your ...

And sure enough, ballooning consumer debts reflect that spending. A survey by LendingTree after the 2024 holiday season found that 36% of Americans took on credit card debt to pay for it, most of whom ...

Not using a credit card regularly can cause the card to become inactive. If a credit card issuer deems your account to be inactive, it may close the account. Closing an inactive credit card account ...

Could your debt be reduced or forgiven? Take our financial relief quiz. Find my match Could your debt be reduced or forgiven? Take our financial relief quiz. With the average American household with ...

Discover what a zero balance card is and learn how it can benefit your credit score by reducing debt and managing your credit utilization effectively.