Universal life insurance offers flexible premiums and the potential to build cash value over time. Because you’ll likely have coverage your entire life, it’s important to choose your insurer wisely.

Older people with health issues can easily get coverage, but premiums are high ...

Level term cover is one of the most popular options. It simply means that the sum insured remains the same, or it is ‘level’, and fixed for the duration of the policy. This kind of cover, with its ...

How to choose a policy that provides lifelong coverage and often a cash value feature Written By Written by Insurance Staff Writer, WSJ | Buy Side Kimberly Lankford is an insurance staff writer at Buy ...

Jonathan Ponciano is a financial journalist with nearly a decade of experience covering markets, technology, and entrepreneurship. Suzanne is a content marketer, writer, and fact-checker. She holds a ...

When it comes to insurance products, here’s one piece of advice: The key isn’t what the product is — it’s what the client wants to do with it. We’ve been trained to think each product has one specific ...

With this type of insurance, you pay a regular monthly (or occasionally, annual) premium to a life insurance company. If you die during the term of the policy, a lump sum is paid out to your family – ...