With a background in journalism and counseling, Penny Min blends analytical research with real-world insight to help readers make informed financial decisions. At Forbes Marketplace, she specializes ...

Whole life insurance is a form of permanent life insurance, which means the coverage remains in force until you die as long ...

Term and whole are your two main options when purchasing life insurance. For older adults, though, many assume term life insurance is the only choice. And while its lower price and shorter duration ...

Find out more about its costs and coverage options.

The market for life insurance for seniors is estimated at $1.83 billion in 2025 and is expected to rise to $1.9 billion in 2026. Buying life insurance can be an important financial strategy for ...

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Variable life insurance, also called variable appreciable life insurance, provides lifelong coverage, as well as a cash value account that you get to decide how to invest. Variable life insurance ...

If you go through the process of applying for a mortgage, you may be offered mortgage life insurance by your lender or one of their partner companies. While it isn't required when buying a home, ...

There are no time limits, but there's still no reason to delay a claim Ali Hussain has a background that consists of a career in finance with large financial institutions and in journalism covering ...

Life insurance can help your family replace lost income, pay off large debts and allow you to leave a financial legacy after you die. But it can be complicated. There are lots of different policy ...