More insurers are starting to offer mechanical breakdown insurance to new car owners. What is it and should you buy it?

Daniel Robinson is a writer based in Greenville, N.C. with expertise in auto insurance, loans, warranty options and more. Away from the keyboard, Daniel spends time with his wife and son, plays guitar ...

Daniel Robinson is a writer based in Greenville, N.C. with expertise in auto insurance, loans, warranty options and more. Away from the keyboard, Daniel spends time with his wife and son, plays guitar ...

CheapInsurance.com reports auto insurance rates rising nationwide, with average monthly costs varying by state for liability ...

Both mechanical breakdown insurance and extended car warranties can cover the cost of unexpected repairs when something breaks down on your vehicle. However, there are some critical differences ...

Most of us rely on our cars in our daily lives. Nearly three-fourths of Americans use a car to get to work, and nearly 90% of us use our cars to buy groceries. Cars are really expensive these ...

When you buy a car off the showroom floor, for the first few years, it is covered by the manufacturer against major repairs and breakdowns under the factory warranty. But once the factory warranty is ...

Owning a car is expensive, and it's not just the cost of the vehicle or repairing its parts that add up. Premiums increased by more than 50% between February 2020 and 2025, prompting some car owners ...

Your standard car insurance policy covers a lot, but it doesn’t cover the cost of vehicle repairs unless they’re caused by a covered peril. The average driver spends nearly $550 per year on car ...