With the right strategy, you can get more mileage out of a Roth conversion.

It's important to have a well-thought-out plan.

Dr. JeFreda R. Brown is a financial consultant, Certified Financial Education Instructor, and researcher who has assisted thousands of clients over a more than two-decade career. She is the CEO of ...

Picture a 55-year-old earning $400,000 with $1.5 million in a traditional 401(k). The plan's summary plan description allows in-plan Roth conversions, and the box has sat unchecked for years. That ...

The Roth IRA door slams shut at $252,000 of modified adjusted gross income for a married couple filing jointly in 2026, and a $310,000 dual-income household sits well above the line. The backdoor Roth ...

Quick ReadSpreading a Roth IRA conversion over several years instead of all at once keeps more money taxed at lower federal ...

Question: “We have $900,000 in a TSP [Thrift Savings Plan, retirement plans for government workers and military]. We’d like to convert a portion to a Roth. It seems like financial planners are ...

Thrift Savings Plan participants and spousal beneficiaries can shift money from traditional, pre-tax TSP balances to Roth accounts without leaving the plan, starting in January 2026. Starting in late ...

A couple in their early 60s sits down in December to move $100,000 from a traditional IRA into a Roth. The logic feels ...

There’s a strategy that could help turn these new investment accounts into tax-free vehicles in retirement, some experts say.

Roth vs. Traditional is a tax‑timing decision: pay tax now or later. Roth suits low‑bracket earners; Traditional helps ...