Banks don’t know you as well as your mommy or your daddy. Perhaps you’re a trustworthy person who has struggled with handling credit in the past — but you’ve turned a corner and are determined to ...

Millions of Americans are seeing their credit scores drop now that the U.S. government has resumed referring missed student loan payments for debt collection. But there are things you can do to help ...

Your credit score works quietly in the background of your financial life. You don’t see it daily, yet it decides whether you get a loan, what interest rate you ...

Making major financial purchases, like buying a house or a car, can typically only be done if your credit history is in good shape. Your credit history shapes your financial opportunities, and if it's ...

High credit scores come with numerous benefits, such as lower interest rates, larger lines of credit and better rewards.

Credit scores affect everything from interest rates to major purchases, like houses and cars, but the rules that shape them continue to evolve. This week, the AFRO spoke with Bonita Grant, founder and ...

Knowing which lenders to apply with and how to improve your score fast can boost your chances of qualifying for a personal loan Written By Written by Contributor, Buy Side Lindsay Frankel is a ...

Could your debt be reduced or forgiven? Take our financial relief quiz. There is nothing like the thrill of paying off a debt. However, that excitement can quickly wane, turning into impatience as you ...

Student loans can both help and hurt your credit score, depending on how well you manage your payments and overall debt load Written By Written by Contributor, Buy Side Joanna Nesbit is contributor ...

A high credit score can make it easier to reach your financial goals, whether buying a new car or getting approved for a mortgage. If your credit score isn’t as high as you’d like — or you have no ...