Both savings vehicles have competitive interest rates now, but only one offers predictable, guaranteed interest.

The Fed cut rates a total of three times in 2025, but today's top CDs still offer yields as high as 4.27% APY. Secure a solid ...

Savings account yields are much higher than a few years ago Top rates may fall if the Federal Reserve cuts interest rates Online banks tend to offer the best yields available Rates on savings accounts ...

Compare 2026 APYs for CDs vs. high-yield savings accounts. See how much you could earn and which strategy fits your savings ...

A high-yield savings account has a higher annual percentage yield (APY) than a traditional savings product. Your APY is the amount of interest your account accrues in a year. The interest in some ...

Today's highest CD rate is 4.94% for CD. CD rates from online banks are commonly twice as high as the national average rates. CD ladders let you leverage high rates without locking up all of your ...

Many, or all, of the below products are offered by advertisers who may compensate us when you visit their websites and/or ...

The interest earnings on a CD account of this size can be substantial. And they can materialize fairly quickly, too.

Both accounts have competitive rates now. But which is likely to earn more interest in 2026? Here's what to know.

As personal finance reporters, we're always keen to talk about the value of savings accounts offering above-average returns.

New interest rate data released this week by the Federal Deposit Insurance Corporation (FDIC) reiterated a depressing statistic: The average interest rate on a traditional savings account is barely ...

In 2026, SoFi® Bank, N.A. won NerdWallet’s annual award for best overall bank. Its SoFi Checking and Savings is a combination checking and savings account that earns an APY of 3.30% (variable and ...