CR explains why most homeowners should consider flood insurance, where to get it, how much it costs, and everything else you need to know to protect your home.

This is an archived article and the information in the article may be outdated. Please look at the time stamp on the story to see when it was last updated. SAN ELIJO HILLS, Calif. — After more than a ...

This week, state fire officials released updated maps denoting fire hazard across Southern California. They say these designations aren't supposed to influence insurance rates. Backstory: It’s the ...

Insuring homes in fire-prone areas was already an issue, even with overdue reforms, and the state’s FAIR plan is underfunded. Many, or all, of the products featured on this page are from our ...

As disasters linked to climate change become more frequent in the U.S., homeowners across the country are paying the price through skyrocketing insurance costs — and not only in states like Florida ...

The cost of home insurance in the United States rose by ~89% between 2014 and 2025, as rapidly climbing home prices, more frequent extreme weather events and inflation impacted insurers and homeowners ...