Your credit score shapes every aspect of your mortgage terms, from your interest rate to your total repayment amount. Lenders ...

FICO has fired its latest shot in the credit scoring wars, launching a direct license program that promises to slash costs for lenders by cutting out credit bureau markups. But not everyone is ...

What is considered a good credit score depends on the type of credit score used. You have multiple credit scores, but the ...

The credit-scoring industry is going through a big shift as companies compete to gain more power over the market — and prospective home buyers should pay attention. The latest move comes from Fair ...

When you view your credit score, you're likely to see a different three-digit number depending on whether you checked your score online, on your banking app or via another means. Although you have ...

Your score is constantly changing because lenders regularly provide new information about you to the credit bureaus. For ...

As you get familiar with your credit, you’ll quickly realize multiple types of scores exist. Although both FICO scores and credit scores exist, understanding which one lenders use can be helpful.

FICO (Fair Isaac Corp.) has partnered with open-banking platform Plaid Inc. to develop the UltraFICO score, a credit score that includes real-time cash-flow data from Plaid. The new scoring model is ...

Fair Isaac is upending the credit-scoring industry by giving mortgage lenders a way to get its credit scores without buying them from Experian, Equifax EFX0.68%increase; green up pointing triangle or ...

Shares of credit bureaus TransUnion, Equifax Inc. and Experian PLC slumped on Thursday as FICO said it will directly license its scores used to assess mortgage applicants’ creditworthiness. Fair Isaac ...