An unauthorized hard inquiry on your credit file can have a negative impact on your ability to access the credit you need. These hard inquiries can stay on your credit report for two years, and too ...

Credit inquiries can either be in the form of hard inquiries or soft inquiries, and they can happen for a variety of reasons. Hard credit inquiries occur when someone like a landlord or potential ...

NEW YORK CITY, NEW YORK / ACCESS Newswire / May 13, 2025 / A growing number of individuals are discovering severe inaccuracies on their credit reports-especially credit inquiries they never authorized ...

Your credit report is a comprehensive document of your credit history that dictates your credit score and influences financial decisions made by lenders. Understanding your credit report can guide ...

It’s smart to check your three credit reports and to do so often. Yet there’s a difference between checking your own reports with Equifax, TransUnion and Experian and allowing someone else to access ...

Take a Financial Relief Quiz. Get matched with an Authorized Partner. Your credit report contains sensitive information that affects your ability to borrow, rent and sometimes get a job. Knowing ...

Misreporting, however, changes that equation entirely. Both a soft inquiry on credit report and a hard inquiry on credit report entry must be accurate, timely, and authorized. Any deviation from that ...

As unauthorized and misreported credit inquiries become more common, many individuals are facing unexpected credit score drops and financial setbacks. Petroff Amshen LLP is assisting consumers in ...