This article is only for educational purposes and does not constitute legal or financial advice. Make sure you consult a professional regarding your unique business needs. Seventy-seven percent of ...

Invoice discounting, or invoice financing, is a business financing method that uses unpaid customer invoices as collateral for a loan. Many, or all, of the products featured on this page are from our ...

In many industries, long payment cycles are an unfortunate reality. Waiting 30 or 45 days to receive payment is widespread in the business world, and it can take much longer. This can create cash flow ...

The discounting concept is widely used in economics and psychology. When referring to economics, the principle defines a value that will be received in the future, based on present financial terms. It ...

Lucas Downey is the co-founder of MoneyFlows, and an Investopedia Academy instructor. Robert Kelly is managing director of XTS Energy LLC, and has more than three decades of experience as a business ...

Each customer has a set price they are willing to pay for your product. Unfortunately, it's rarely the same as the one advertised on your site. That's because there are three main types of customers: ...

The curbing of impulses to which we are led by forethought averts physical disaster at the cost of worry, and general lack of joy. [. . .] In this respect, therefore, I am not convinced that there has ...

Alexandre Vauthier, Roland Mouret, Emporio Armani Kids, Ralph Lauren and Palm Angels had the biggest increases in discounted stock across top multi-brand luxury sites in the first quarter of 2021, ...

We are always told to invest for the long term to earn high returns. While that is correct, some investment products are an exception to this. Invoice discounting is one of them. With this investment ...

Those among us who shop with passion will have realized that spring 2020 products started to go on sale in season this year. By early April, items that had just arrived at stores were offered at 30% ...

The influence of temporal discounting on decision-making and self-control Adam Hayes, Ph.D., CFA, is a financial writer with 15+ years Wall Street experience as a derivatives trader. Besides his ...

The Environmental Protection Agency (EPA) recently released its preliminary analysis of the Boxer-Kerry cap-and-trade bill. It largely reheats their analysis of the Waxman-Markey bill from last summer ...