MercadoLibre’s MELI lending arm has become a powerful driver of engagement inside Mercado Pago and its rapid expansion is shaping the company’s operating profile. The credit portfolio is scaling ...

CRTs have changed since the financial crisis. But the eventual credit cycle turn is likely to show again that weaker banks' CRT use merely transformed, but did not eliminate, risk, writes Jill Cetina.

Artem Lalaiants is the Founder and CEO of RiskSeal with 10+ years in fintech and deep expertise in alternative credit risk scoring. In digital lending, the first risk decision isn’t about ...

The direct lending market has experienced dramatic growth and become a vital and growing part of institutional investors’ portfolios, offering potentially attractive risk-adjusted returns with higher ...

Since December, Annaly Capital Management has delivered a 16% total return, outperforming the S&P 500, driven by lower mortgage spreads. Unlike most stocks, NLY remained roughly flat over the past ...