Negative entries like late payments and charge-offs stay on your credit report for seven years - this is what's known as the "seven-year rule." ...

Discover how your credit rating affects loan rates and rental applications, and learn tips to maintain a healthy score for better financial opportunities.

Closing your oldest credit card can trigger a drop in your credit score for reasons most people never see coming.

New credit scoring models rolling out across the mortgage industry could dramatically increase the number of Americans who receive a credit score — but experts warn that borrowers shouldn’t confuse a ...

Subprime mortgages, for those with low credit scores, carry high interest rates. Learn how they work, risks, and potential impacts on your financial future.