These consolidation loan alternatives can help you simplify your payments without adding to your debt.

If your goal is peace of mind, paying what's owed can feel like a weight lifted. You eliminate collection calls and remove ...

Pay-for-delete promises to erase collection debt from your credit report, but the results of this strategy can vary.

You may have options if a debt settlement no longer feels right, but the timing, paperwork and payments matter.

Debt settlement requires you to pay a lump sum to creditors for less than you owe and have the remaining balance forgiven. To choose the right debt settlement company, compare the cost, eligibility ...

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Freedom Debt Relief reports that negotiating credit card debt can lead to lower payments, waived fees, or partial forgiveness ...

Settling your debt can help you resolve what you owe — but it's not a pain-free option. You could owe taxes on what you settle. Many, or all, of the products featured on this page are from our ...

In April 2025, Freedom Debt Relief reviewed data from tens of thousands of people actively looking for help with their debt. The numbers might be surprising. About one in four has at least one account ...