Penny Gusner is a senior insurance writer and analyst at Forbes Advisor. For more than 20 years, she has been helping consumers learn how insurance laws, data, trends, and coverages affect them.

After years of steep premium increases, 2025 is shaping up to be a turning point; rate hikes are finally slowing, and drivers are responding. Shopping and policy switching hit record levels in 2024 ...

With car insurance rates rising nationwide, drivers are searching for ways to reduce their insurance payment. Whether you’re a new driver, a loyal customer, or someone with recent changes in ...

With a background in journalism and counseling, Penny Min blends analytical research with real-world insight to help readers make informed financial decisions. At Forbes Marketplace, she specializes ...

You’re likely feeling the pinch as auto insurance rates climb again, driven by higher repair […] ...

The average American pays $2,679 per year for full coverage car insurance, according to Bankrate. But with insurance rates climbing 5.3% from a year ago and tariffs threatening to push them ...

To determine the best car insurance companies, we evaluated 10 large car insurance companies, collecting and analyzing data on quality, cost and coverage options. We developed star ratings ...

A majority of U.S. drivers say their car insurance rates went up last year, according to new research from Consumer Reports, with some reporting premium increases of more than $200 a year. Of ...