Health insurance captives, also known as medical stop-loss insurance captives, have been around for a while — even though they are still not widely adopted — and can be a successful part of a cost ...

Discover which services are typically not covered by health insurance, including cosmetic procedures, fertility treatments, ...

Health insurance is a huge part of modern living. It can make the world of difference if you need medical assistance in an emergency or lifesaving surgery. Because of this, it’s important to know what ...

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College is an exciting time, but it can also bring new challenges. One item that families may overlook as they prepare to send their kids off is health insurance coverage. Typically, not all schools ...

In 2010, the Affordable Care Act made it possible for children under the age of 26 to stay on their parents' health insurance plan regardless of whether they were offered health insurance through ...

An HMO (health maintenance organization) is a type of health insurance plan that tends to be cheaper but also has more restrictions than other plans. With an HMO, you can only see a specialist through ...

Health insurance costs more but covers more for medical issues, while dental insurance is cheaper but doesn’t cover as many costs. Find out more about how these coverages compare.

Putting aside money for emergencies, like replacing a roof or a major car repair, is one of the age-old mantras of personal finance. But today there’s one major potential expense that, until ...