With over four decades of experience as a portfolio manager and educator, Adam B. Frankel simplifies credit card strategies and complex personal finance topics for anyone seeking to gain a better ...

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In the second quarter of 2023, credit card debt among Americans topped $1 trillion. Further, card balances "were more than 16% higher in the second three months of this year compared with a year ...

Transferring your credit card balance to a 0% intro APR card can save you hundreds in interest. Here's exactly what happens and how to make it work.

If you have substantial balances on multiple credit cards, it might make sense to opt for a balance transfer credit card. These cards typically provide an introductory 0% annual percentage rate, or ...

A balance transfer lets you move all or part of a balance from one credit card to another. Balance transfers can significantly lower your interest rate – potentially to 0% annual percentage rate – and ...

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A negative balance on a credit card is typically a positive sign, indicating that the consumer has overpaid for something or received a statement credit. Negative balances can result from refunds, ...